Unlock Your Dream Home with Integrabond: Why Working with a Bond Originator is Your Best Bet

Are you unsure whether to apply for a mortgage personally or use a bond originator? Check out this comparative chart to see the benefits of working with an experienced bond originator like Integrabond.

Step	Applying Personally	Through a Bond Originator
Step 1	Research different banks and lenders to find the best mortgage product for your needs	Consult with a bond originator who will research and present different mortgage options from various lenders
Step 2	Complete a pre-qualification form to determine how much you can afford to borrow	Complete a pre-qualification form to determine how much you can afford to borrow
Step 3	Gather all necessary documents, including proof of income, bank statements, and proof of residence	The bond originator will gather all necessary documents and submit the application to the lender on your behalf
Step 4	​Submit the completed application to the lender	The bond originator will submit the completed application to various lenders
Step 5	Wait for the lender's response	The bond originator will negotiate with the lenders on your behalf to ensure the best possible terms and interest rates
Step 6	If approved, sign the loan agreement and pay any required fees	If approved, the bond originator will present the loan agreement and ensure that all fees and charges are properly explained and understood
Step 7	Begin making mortgage payments	Begin making mortgage payments according to the agreed-upon terms and schedule

As you can see, working with a bond originator can provide numerous benefits compared to applying for a mortgage personally. With Integrabond, you'll have access to a wider range of lenders and mortgage products, professional advice on the best mortgage options for your specific needs, and assistance in completing the necessary paperwork and documentation.

Integrabond's team of experts can also help you negotiate the best possible terms and interest rates with lenders, potentially saving you thousands of rands over the life of the mortgage.

Plus, with over 40 years of mortgage finance experience, Anna-Marie is a seasoned professional who can guide you through the entire mortgage application process, providing support and advice every step of the way.

Don't let the stress and uncertainty of the mortgage application process hold you back from achieving your dream of homeownership. Contact Anna-Marie at Integrabond today to get started on your mortgage application journey. Call her at +27 (0) 83 277 1841 or email her at anna-marie@integrabond.co.za